Life & Health Insurance

Let our agents help you start an individual health insurance plan for your family.

Individual plans are available to individuals and families, rather than to employer groups. An individual plan is one purchased on the private market and not tied to any work place benefits. These plans have good benefits and are available to families who don’t have benefits from their employment

We represent the represent the best companies in Utah.

  • Altius Health Plans
  • Blue cross Blue Shield
  • Humana
  • Select Health

Group Health Plans

Group health insurance is employer-sponsored health coverage plan for business owners, employees and dependents of those employees. A small group plan consists of a company that has between 2 – 50 employees. Small group health insurance is guaranteed issue plan. That means no one can be turned down based upon past medical history. Before giving us your census and starting your quote to the right. Please read Below.

What are the requirements in obtaining a small business group plan in Utah?

  1. Your company must consist of two full time owners, officers, partners and or employees who are verified by filing state quarterly tax and wage statements.
  2. You must meet a certain percentage or contribution stated by the insurance company for the employee. This is an amount that usually is around 50-75%. Most employers will pay 100% for employee, and employee will pick up rest of the cost for family at 50%
  3. That your company has a legitimate business entity. You must have one or following
    • Articles of organization.
    • Articles of incorporation.
    • A business license, partnership or proprietorship.

Note – If your a new business and do not have the quarterly wage statement we can still help you. We just need to get a letter from you stating that you will provide us with that during the next quarter.

We represent the represent the best companies in Utah.

  • Altius Health Plans
  • Blue cross Blue Shield
  • Humana
  • Select Health